Identifying and Analyzing Businesses and Risks “Sate Pak Min”

Summary

Sate Pak Min “food stalls and lodging” include in a Sole Proprietorship. Sole Proprietorship is a kind of a business, which is owned by an individual. Mr Paimin sells food that is Sate and also lodging. This food is kind of special food because the family secret recipe. Many competitors around Kaliurang come to this business and compete with Sate Pak Min. As long as Mr Paimin can remain or keep the quality, I think Sate Pak Min can compete even can win the competition. With the loyalty of the customer, it will reduce the risk from competitor and reduce other risks. Sate Pak Min have a vision to serve people with delicious, cheap, healthy, and nutritious.

There are so many type of risk faced by Sate Pak Min. Like Hazard Risk (illness of the employee), Financial Risk (foreign exchange rate and Ramadan), Operational Risk (trouble in Mr.Paimin family), and Strategic Risk (Competition and fluctuation of the demand). Risk can come from everywhere. There are many sources of risk must take into account before we make a plan or decision. We can identify analysis, and response to take place. Source of the risk also can wee see from many aspects like Political, Environmental, Planning, Market, etc. In addition, Sate Pak Min has already solved this problem.

If we face the Risk in the business, we will think twice to invest. Sometimes we are scared to step ahead because of uncertainty. It can be an obstacle in business. In a business, it will end up with the decreasing of the outcomes if we cannot handle the risk. That is why handle the risk is very important. We must deal with the risk; we will forecast and will solve the risk in order to win against the risk.

Beda Memperdagangkan Stock Index dengan Saham individu ?

                   Stock Index                                                                     Saham/Equity
· Margin yang dideposit sejumlah                                           * Perlu pembayaran 100%
                                                                                               Dari nilai saham
· Ada tanggal expired nya                                                      * Tidak ada tanggal expired
· Kemampuan menjual lebih dulu.                                           * Hanya bisa membeli lebih
                                                                                                dulu.
· Tidak sensitif hanya pada berita                                           * Sensitif hanya pada berita
                                                                                               / informasi satu saham saja.
· Tidak perlu delivery saham                                                 * Perlu delivery saham
· Likuiditas Tinggi                                                                 * Likuiditas Relatif
· Komisi Kompetitif                                                              * Komisi relatif mahal

Apakah Keuntungan-keuntungan Dari Memperdagangkan Stock Index ?

1. Memperdagangkan fundamental dari suatu Negara.
2. Berpartisipasi di dalam pergerakan harga yang overall dari suatu pasar
saham ( stock) dengan cara yang paling convenient dan paling cepat.
3. Broad Exposure – Diversification.
4. Mengijinkan transfer resiko harga – Hedging
5. Alternatif kepemilikan saham yang tidak mahal
6. Proteksi nasabah yang tidak tertandingi
7. Modal investasi yang kecil melalui trading dengan “ leverage “
8. Flexibelitas untuk menjual lebih dulu baru kemudian membeli dan
sebaliknya.
9. Biaya transaksi yang rendah
10. Spread yang kecil – karena liquid
11. Sistem penyelesaian ( settlement ) yang convenient – tidak ada delivery
pisik.
12. Kemudahan akses untuk harga dan informasi
13. Kesempatan-kesempatan yang ada di pasar saham akan dengan luarbiasa
di tingkatkan dan dikembangkan.
14. Clearing House Guarantee
15. Free from Tax / Full Profit Received
16. Easy procedures
17. Customer Choice
18. get fast execution on the market value of a basket of stocks
19. participate in the overall performance of stock markets
20. Use a convenient means to participate in global stock markets

Why do I choose Risk Management course?

The fact that I choose finance as my major, I am curious about the way to manage the risk that always show up in our daily events. On the other hand, I really like the lessons associated with risk. because life always requires that we decided to seek a solution for each risk.

On the other hand when I learned the risk management of the hope of finding a solution to resolve the risk always present.

What is Risk Managemet?

Risk management is the identification, assessment, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives, whether positive or negative) followed by coordinated and economical application of resources to minimize, monitor, and control the probability and/or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from uncertainty in financial markets, project failures (at any phase in development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters as well as deliberate attack from an adversary or events of uncertain root-cause. 

Several risk management standards have been developed including the Project Management Institute, the National Institute of Science and Technology, actuarial societies, and ISO standards.Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.

PROFILE

Kelvin Sebastin Wijaya. Bast. jakarta, september 7th, 1991. Atma Jaya Yogyakarta University. International Business Management Program. Batch 2009.